Process by which the ability of a potential investor to assume risks is validated. Generally, we can find risk-loving people (who feel comfortable taking risks), risk-neutral individuals (who do not have a strong tendency towards risk but tolerate it well), and risk-averse people (those who do not like risk). In the financial field, a test with different questions is used to determine the future investor’s risk profile. Aspects such as the investment horizon, financial situation, liquidity needs, follow-up and involvement regarding investment, or profitability expectations are considered to obtain the investment profile. It is necessary to define the investor profile before making any type of operation because if it is known, it is easier to offer and recommend investment products and options that match their profile.
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